
This jaw-dropping White German Chocolate Cake smashes together three favorite treats into one unforgettable dessert. Fluffy white chocolate cake hugs a smooth cheesecake center, then everything gets topped with the classic coconut-pecan layer everyone loves. Pull this out for birthdays, holidays, or whenever you want to impress your crowd with something extra special.
The very first time I baked this for my sister's birthday, nobody spoke when we took that first bite. Now it's what people beg for at every get-together, and I've found small tweaks over the years to make it even better.
Delicious Ingredients
- Pecans: Crunchy, nutty, and balance out the sweetness here
- Sweetened coconut flakes: Toast up in the topping perfectly
- Evaporated milk: Gives the coconut-pecan topping that signature richness and thickness
- Cream cheese: You want the full-fat kind for the smoothest, creamiest layer
- White chocolate: Melted into the cake layers for a light, sweet flavor that plays nicely with the cheesecake
- Unsalted butter: Makes every layer rich and dreamy
- Baking powder: Helps the cake rise up fluffy and light
- All-purpose flour: Gives structure to the cake without making it dense
Irresistible Step-by-Step Directions
- Put Everything Together:
- Start with a cake plate that gives at least an inch all around. Let the cheesecake chill completely first — it needs to be nice and firm. Glide a knife around the cheesecake before popping it from the pan. If the cheesecake sticks out past the cake, just slice off the sides. Top with your last cake layer, but flip it so it's flat-side up and ready for that coconut-pecan goodness.
- Toss Together the Coconut-Pecan Topping:
- This part takes patience, but it's worth it. Stir the mix constantly so the yolks don't cook into chunks. It’ll start to thicken in about 8 minutes, then really changes quick, so stay close. When it coats your spoon, you're golden. Add coconut and pecans while it’s hot so they soak up the flavors. Wait until it's 100% cool before putting it on the cake.
- Bake the White Cake Layers:
- Cream your butter with sugar until it's extra fluffy. That step makes your cake super airy. Room-temp eggs blend really easily for a smoother batter. White chocolate should be barely warm when you mix it in—not hot enough to mess up the butter. When you mix dry stuff and milk in turns, do it super gently so you don't make a tough cake.
- Start with the Cheesecake:
- Kick off with the creamy middle layer that'll wow everyone. Beat the cream cheese (room temperature is a must) until it’s velvety smooth before adding sugar. That way, you won't get lumps. Add eggs one at a time—make sure each is mixed in well before the next. Vanilla brings a cozy aroma and taste. Bake until the middle jiggles just a bit for a custardy cheesecake, not a rubber wheel.

The coconut-pecan topping is the secret star of this whole thing. My grandma always browned a bit of coconut first and stirred it in for a boost in taste. Every time I make this, I remember her saying, 'keep stirring—don’t rush, you’ll be glad you waited.'
Prep Ahead Like a Pro
What makes this whole project manageable is that you can break it up. Bake the cheesecake up to two days ahead and leave it in the pan until you're ready. The cake layers can chill wrapped up for a day if you need. Make the coconut-pecan topping up to a day before—put it in a closed container in the fridge and warm gently before you spread it. Doing it step by step makes a giant project feel totally doable.
Serving & Storing Secrets
This cake is tastiest when it's cool—just not icy cold. Take it out of the fridge half an hour before you're ready to serve so the flavors pop. Cut each piece with a hot, wiped-off knife for slices that look pro. Pop leftovers in the fridge for up to four days, but honestly, it’s best while fresh. Instead of plastic wrap, use a cake dome so the topping stays nice. Heads-up: it doesn't freeze well once it's all put together. The textures just go weird.

Mix It Up
This classic is awesome as is, but you can totally make it your own. Try adding a little almond extract to your cake batter for more flavor. Heighten the drama by slicing each cake layer and stacking for a four-layer masterpiece with even more filling. Drizzle warmed white chocolate ganache on top for a pro look. Want a taste of the tropics? Use macadamias instead of pecans and splash a little rum into your topping.
Frequently Asked Questions
- → Can I make the layers ahead of time?
Absolutely! Just get the cheesecake center and that coconut-pecan top ready a day before. You can stack the cake together the same day you plan to eat it so it stays extra fresh.
- → How should I store the cake?
Pop leftovers in the fridge inside a sealed box for up to three days. Keep it covered so it doesn’t dry out.
- → Can I use milk chocolate instead of white chocolate?
Stick with white chocolate here! Swapping it with milk chocolate will really change the flavor, and it won’t match the cheesecake vibe.
- → What can I use as a garnish?
For some flair, pour on a white chocolate ganache or shower the top with crunchy toasted coconut.
- → What’s the best way to slice this cake?
Chill the cake for about an hour, then grab a sharp knife. Clean it off after each slice for those perfect neat pieces.